Singaporeans aged 25 and above can use their S$500 SkillsFuture Credit on SFC-eligible AI courses — including CuriousCore’s three Gen AI workshops: “Build with Gen AI”, “Solve with Gen AI”, and “Lead with Gen AI”. Combined with WSQ funding of up to 70%, the nett fee drops from S$1,186 to S$355.80, and SkillsFuture Credit can offset part or all of that remaining amount. This guide walks you through eligibility, funding mechanics, and enrolment steps.
The most common question about AI training funding in Singapore is not whether support exists — it clearly does. The question is how the different funding streams stack, and how to actually use them. If you are comparing all AI courses in Singapore, see our pillar guide for the full picture.
What Is SkillsFuture Credit, and What Can You Spend It On?
SkillsFuture Credit (SFC) is a government initiative that provides every Singaporean aged 25 and above with S$500 in credit to spend on SFC-eligible courses. The credit does not expire as long as the course is taken while you are of eligible age. It is managed through the MySkillsFuture portal and can be applied to thousands of approved courses across Singapore — including AI, data science, design, leadership, and technology courses.
A few things worth clarifying, because misconceptions are common:
SkillsFuture Credit is not a loan — it does not need to be repaid. It is not a subsidy in the traditional sense either — it is a credit that you apply at the point of course registration, and the amount is deducted from your course fee. The government settles the credit amount directly with the training provider.
SFC can be used for part or all of the course fee, depending on your credit balance and the nett fee after other subsidies have been applied. For CuriousCore’s Gen AI workshops, the nett fee after WSQ funding is S$355.80 — well within the S$500 SFC balance.
Not all AI courses are SFC-eligible. Eligibility depends on whether the course is listed on the SkillsFuture Credit portal. CuriousCore’s three Gen AI workshops are SFC-eligible.
How WSQ Funding and SkillsFuture Credit Stack for AI Courses
This is where the numbers matter. Here is a worked example using CuriousCore’s Gen AI workshops:
| Step | Amount |
|---|---|
| Full course fee | S$1,186 |
| WSQ funding (up to 70% for eligible self-sponsored Singaporeans and PRs) | –S$830.20 |
| Nett fee after WSQ | S$355.80 |
| SkillsFuture Credit applied | –S$355.80 (or less, depending on your SFC balance) |
| Out-of-pocket cost | As low as S$0 (if SFC balance covers the nett fee) |
Important caveats: WSQ funding of up to 70% applies to eligible self-sponsored Singaporeans and Permanent Residents. The exact subsidy percentage depends on your eligibility profile. Company-sponsored employees follow a separate funding stream with different rates.
SkillsFuture Credit can only be applied after WSQ funding has been calculated. You cannot use SFC to cover the full fee and then also claim WSQ funding — the system applies WSQ first, then SFC offsets the remaining nett fee.
Budget 2026 also introduced additional incentives for AI training, including six months of premium AI tools for eligible Singaporeans enrolled in selected AI courses. Check the MySkillsFuture portal for the latest updates on these supplementary benefits.
Step-by-Step: How to Use SkillsFuture Credit for a CuriousCore AI Course
Step 1: Check your SFC balance. Log in to the MySkillsFuture portal using your Singpass. Your available SkillsFuture Credit balance is displayed on the dashboard.
Step 2: Find the course. Search for CuriousCore’s Gen AI workshops on the MySkillsFuture portal. All three — “Build with Gen AI”, “Solve with Gen AI”, and “Lead with Gen AI” — are listed as SFC-eligible courses.
Step 3: Choose your intake date. CuriousCore runs Gen AI workshops regularly. Check the course page for upcoming intake dates or contact CuriousCore’s admissions team for the next available session.
Step 4: Register and apply SFC. During registration, you will have the option to apply your SkillsFuture Credit. Select the amount you wish to apply (up to the nett fee of S$355.80 after WSQ funding). The SFC amount is deducted automatically.
Step 5: Attend the workshop. All three workshops are two-day (16-hour), in-person programmes at 991 Alexandra Road #01-03D, Singapore 119964. Bring a working laptop. Specific tool requirements are communicated before each intake.
Step 6: Complete the assessment. Participants who complete the course assessment receive a WSQ Statement of Attainment — a nationally recognised credential issued by SkillsFuture Singapore.
For admissions queries or intake dates, book a consultation with the CuriousCore team.
What If You’re Company-Sponsored?
If your employer is sponsoring your AI training, the funding mechanics are different. Company-sponsored employees access WSQ funding through a separate employer-facing scheme, with different subsidy rates and a different application process.
Key differences for company-sponsored training:
- The employer claims the WSQ funding, not the individual
- Subsidy rates may differ from self-sponsored rates
- SkillsFuture Credit cannot be used for company-sponsored training (SFC is for self-sponsored individuals only)
- Employers may have access to additional grants like the Enterprise Development Grant (EDG) for workforce capability building
For organisations looking to train teams of 10 or more, CuriousCore offers customised AI and digital transformation training for corporate teams with separate funding arrangements.
Other Funding Options: PSEA, WSS, HRD Corp, NTUC UTAP
Beyond WSQ and SkillsFuture Credit, several additional funding pathways may apply to your AI course:
PSEA (Post-Secondary Education Account) — available for Singapore Citizens who have PSEA savings. Can be used for SFC-eligible courses. Check your PSEA balance through the Ministry of Education.
WSS (Workfare Skills Support) — provides higher subsidies for lower-wage workers. Eligible individuals may receive up to 95% course fee funding for WSQ courses. Check eligibility at the Workfare website.
NTUC UTAP (Union Training Assistance Programme) — NTUC members can claim 50% of unfunded course fees, up to S$250 per year for members under 40, or S$500 per year for members aged 40 and above. This can further offset any remaining out-of-pocket costs after WSQ and SFC.
HRD Corp (Malaysia) — for participants based in Malaysia or Malaysian nationals. CuriousCore’s programmes are eligible for HRD Corp funding. This is relevant for CuriousCore’s Johor training offerings as well.
The combination of multiple funding streams means that a two-day, WSQ-accredited generative AI workshop from CuriousCore can cost significantly less than most professionals expect. For a deeper comparison of course options, see our generative AI course Singapore guide or our AI certification Singapore guide.
Frequently Asked Questions
Can I use SkillsFuture Credit for AI courses?
Yes. All three CuriousCore Gen AI workshops — “Build with Gen AI”, “Solve with Gen AI”, and “Lead with Gen AI” — are SFC-eligible. Singaporeans aged 25 and above can apply their S$500 SkillsFuture Credit to offset the nett course fee of S$355.80 after WSQ funding.
How much SkillsFuture Credit do I have?
All eligible Singaporeans have S$500 in SkillsFuture Credit. Check your balance by logging into the MySkillsFuture portal with your Singpass.
Can I combine SkillsFuture Credit with WSQ funding?
Yes. WSQ funding is applied first (reducing the full fee from S$1,186 to S$355.80 nett), then SkillsFuture Credit can be applied to offset the remaining nett fee. The two funding streams stack.
Does SkillsFuture Credit expire?
The initial S$500 credit does not expire as long as you use it while of eligible age (25 and above). However, supplementary SFC top-ups announced in specific budgets may have their own expiry dates. Check the MySkillsFuture portal for your latest balance and any expiry conditions.
Can my employer use my SkillsFuture Credit?
No. SkillsFuture Credit is for self-sponsored individuals only. If your employer is sponsoring your training, they access WSQ funding through a separate employer-facing scheme. SFC cannot be applied to company-sponsored courses.